Call Us 609-646-1000 ☰ ˟
Logo
  • Home
  • Our Agency
    • About UsImage of right arrow
      • Our Staff
      • Testimonials
      • Our Locations
    • Coronavirus Alert
    • Safely Reopen Your Business After COVID-19
    • Our Providers
    • AgenciesImage of right arrow
      • C J Adams Company Insurance, Inc.
      • Siracusa-Kaufmann Insurance Agency
      • Edgewood Associates Inc.
      • MGTV - Vogdes Insurance Agency
      • Professional Benefit Consultants
      • Ridge Insurance Agency, Inc.
      • Steelman Graves & Waters, Inc.
      • Thibault-Sames Insurance Agency LLC
      • Insurance Agencies, Inc. - Brigantine Branch
      • IAI Northfield
  • Products
    • IAI Home/Auto Package
    • Auto InsuranceImage of right arrow
      • Liability Coverage
      • Car Dealership Insurance
      • Comprehensive Coverage
      • Collision Coverage
      • Uninsured & Underinsured Motorist Coverage
      • Diminishing Deductible
      • Accident Forgiveness
      • Minor Violation Forgiveness
      • Roadside Assistance
      • Specialty Auto Insurance
      • 24-Hour Customer Service
      • Towing
      • Rental Reimbursement
      • Personal Injury Protection (PIP)
      • Medical Payments Coverage
    • Home InsuranceImage of right arrow
      • Property Insurance
      • Homeowners Liability
      • Renters Insurance
      • Condo Insurance
      • Condo Association Insurance
      • Mobile Home Insurance
      • Scheduled Property Insurance
      • Landlords Insurance
      • In-Home Business Insurance
      • Flood Insurance
    • Other Personal InsuranceImage of right arrow
      • Identity Theft
      • Jewelry Insurance
      • Personal Umbrella Insurance
      • Data Backup
    • Life InsuranceImage of right arrow
      • Individual Life Insurance
      • Group Life Insurance
      • Long-Term Care Insurance
      • Mortgage Protection Insurance
      • Disability Insurance
      • Second-To-Die Policy
      • Key Person (Key Men) Insurance
    • Health InsuranceImage of right arrow
      • Individual & Family Health Insurance
      • Group Health Insurance
      • Dental Coverage
      • Vision Coverage
      • Long-Term Care Insurance
      • Temporary Health Insurance
      • Supplemental Insurance
      • Disability Insurance
      • Medical Expense Insurance
      • Child Health Insurance
      • Travel Health Insurance
      • Prescription Insurance
      • HSAs
    • Recreational Vehicle InsuranceImage of right arrow
      • Boat Insurance
      • Motorcycle Insurance
      • Motorhome Insurance
      • ATV Insurance
      • Snowmobile Insurance
    • Additional Insurance ServicesImage of right arrow
      • Special Event Insurance
      • Other Services
      • Wedding Insurance and Special Event Insurance
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance
      • Alarm Contractors Insurance
      • Insurance for Arborists
      • Bar Insurance
      • Box Truck Insurance
      • Builders Risk Insurance
      • Car Dealership Insurance
      • Cargo Insurance and Freight Insurance
      • Catering Insurance
      • Cleaning Business Insurance
      • Construction Insurance
      • Consulting Firm Insurance
      • Contractors Insurance
      • Specialty Trade Contractors Insurance
      • Craft Brewery Insurance
      • Dental Practice Insurance
      • Dump Truck Insurance
      • Educational Facility Insurance
      • Financial Institution Insurance
      • Food Truck Insurance
      • Fleet Insurance
      • Funeral Home Insurance
      • Handyman Insurance
      • Garage Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
      • Law Firm Insurance
      • Life Science Insurance
      • Limousine Services Insurance
      • Liquor Liability Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Marijuana Insurance
      • Maritime Employers Insurance
      • Media & Advertising Insurance
      • Medical Malpractice Insurance
      • Minibus Insurance
      • Non Profit Insurance
      • Nursing Home Insurance
      • Nursing Insurance
      • Orthotics & Prosthetics Insurance
      • Personal Trainer Insurance
      • Pharmacist Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Railroad Contractors Insurance
      • Real Estate Businesses Insurance
      • Restaurant Insurance
      • Retail Insurance
      • School Bus Contractors Insurance
      • Scrap Metal Insurance
      • Security Guards Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Snow Plow Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
      • Tractor Insurance
      • Tow Trucks Insurance
      • Uber Insurance
      • Water Well Drillers Insurance
      • Veterinary Insurance
    • Coverage for Your BusinessImage of right arrow
      • Bonds
      • Business Catastrophe Insurance
      • Business Owners Policy (BOP)
      • Business & Commercial
      • Commercial Auto Insurance
      • Commercial Property Insurance
      • Commercial Real Estate Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • Equipment Insurance
      • Errors and Omissions Insurance
      • Extortion Insurance
      • Fidelity Bonds
      • General Liability Insurance
      • Loss Control Insurance
      • Inland Marine Insurance
      • Kidnapping Insurance
      • Marine Insurance
      • Mechanical Breakdown Insurance
      • Office Insurance
      • Product Liability Insurance
      • Professional Liability
      • Ransom Insurance
      • Shipping Insurance
      • Small Business Insurance
      • Small Business Liability Insurance
      • Storage Insurance
      • Surety Bonds
      • Technology Insurance
      • Trailer Insurance
      • Trucking Insurance and Semi Truck Insurance
      • Transportation Insurance
      • Workers Compensation
      • Van Insurance
    • Coverage for Your EmployeesImage of right arrow
      • Group Benefits
      • Group Disability Insurance
      • Voluntary Benefits
      • Retiree Health Coverage
      • Group Health Insurance
      • Disability Insurance
      • Individual Life Insurance
    • Dealership Insurance Program
  • Get A Quote
    • Personal Lines Property and Auto Quote Intake
    • Quote Forms
  • Blog
  • Agencies
    • C J Adams Company Insurance, Inc.
    • Siracusa-Kaufmann Insurance Agency
    • Edgewood Associates Inc.
    • MGTV - Vogdes Insurance Agency
    • Professional Benefit Consultants
    • Ridge Insurance Agency, Inc.
    • Steelman Graves & Waters, Inc.
    • Thibault-Sames Insurance Agency LLC
    • Insurance Agencies, Inc. - Brigantine Branch
    • IAI Northfield
  • Contact
    • Contact Us
    • Locations & Hours
Icon Auto Icon Home
Icon Flood
Icon Business
Icon Dealerships Icon Contractors
Home > Blog > The Importance of Having Enough Auto Insurance Coverage
FRIDAY, MAY 9, 2025

The Importance of Having Enough Auto Insurance Coverage

 

While every type of insurance exists to protect people, car insurance may be the most essential kind of insurance we have due to our reliance on cars and the risks associated with driving. As such, it’s important to have enough insurance to cover all the known and unknown risks that could result in a loss while we travel each day. Unfortunately, being underinsured is just as problematic as having no insurance whatsoever. Make sure you have enough auto insurance coverage so that you can avoid all of the following situations.

Property Damage close up photography of car wheel

Liability is a part of any car insurance agreement that many people do not consider. Liability insurance covers any bodily harm or property damage that may be caused as the result of an accident that causes injury or damage to someone’s property. If you don’t have enough liability insurance coverage to cover damage, you may be responsible for paying the difference. If you are in an accident with an expensive car, then your out-of-pocket costs can get expensive, quickly.

Damage That is Not Caused by an Accident

Take a careful look at your current insurance policy. If a tree branch fell down onto your car, would you be covered for that? If you don’t have coverage for damage that results from weather damage, theft, or vandalism, then you are underinsured. With no insurance, you may have to tap your savings to cover the cost of repairing or replacing your vehicle. The solution to this problem is simple. You need the protection of comprehensive insurance coverage on your auto insurance policy.

Coverage for the Uninsured

Not everyone is a responsible driver. If an uninsured driver hits you, your damages may not be covered by their insurance. By adding uninsured motorist coverage to your policy, you ensure that damages caused due to a collision are more likely to to be covered by your auto insurance.

Driving is risky business. Fortunately, you don’t have to add to those risks by being underinsured. Stay safe on the road. Call Insurance Agencies Inc at (609) 646-1000  for an auto insurance quote.

Posted 5:22 PM

Tags: car insurance, auto insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2025
  • 2024
  • 2023
  • 2022
  • 2021

  • flood insurance(10)
  • auto insurance(9)
  • car dealership insurance(5)
  • home insurance(4)
  • restaurant insurance(2)
  • business insurance(2)
  • workers compensation insurance(2)
  • car insurance(2)
  • general liability insurance(2)
  • flood(1)
  • hurricane insurance(1)
  • life insurance(1)
  • health insurance(1)
  • liquor liability(1)
  • contractors insurance(1)

View Mobile Version
Insure your needs today!
Social Social Social Social
Quick Links
Home
Get A Quote
Our Carriers
About Us
Blog
Contact Us
Our Locations
Main Office 1601 New Road
Ste 100A
Northfield, NJ 08225
Edgewood Associates 3 Harker Avenue
Berlin, NJ 08009
Ph: 609-646-1000
Brigantine Branch 1001 West Brigantine Avenue
Unit 1
Brigantine, NJ 08203
Ph: 609-266-2750
Powered by Insurance Website Builder