Friday, June 2, 2023Nearly half of all American households aren’t aware that a standard homeowners insurance policy will not cover flood-related damages. For protection from floodwaters, you must purchase additional coverage. But do you really need extra flood insurance? READ MORE >>
Monday, May 15, 2023Do you need flood insurance? That is a key question to ask when you purchase a home. Let's look at the reasons you might need flood insurance. High Risk Area: If you live in a high risk area, then you definitely should consider flood insurance. Whatever institution holds your mortgage will often require it. READ MORE >>
Tuesday, April 18, 2023Flood insurance covers damage to your home and the contents within your home due to the infiltration of water from an outside source. The National Flood Insurance Program (NFIP) definition of a flood is quite specific. A flood may be caused by rising tides, overflowing river banks or any sudden surge of water. READ MORE >>
Thursday, March 2, 2023In all 50 states, car dealerships are required to post an auto dealer bond — a type of commercial surety bond — in order to get fully licensed. Where insurance protects your business, bonds are designed to protect customers. Essentially, a bond acts as a contract between the dealership, customers and a surety company. READ MORE >>
Thursday, February 2, 2023There's nothing worse than coming home to find that your living space has been burglarized. While having homeowners insurance softens the blow, you would have been far better off had the incident never happened in the first place. Try these steps to prevent home burglary from happening to you. READ MORE >>
Friday, January 27, 2023Operating an auto dealership can be an exciting, lucrative and rewarding venture. However, your business must also manage many risks and exposures. Given the high value of your inventory, heavy foot traffic throughout your workplace and significant financial stakes invested by your customers, dealerships must have sufficient risk management and loss control practices in place. READ MORE >>
Wednesday, December 21, 2022Employers of all industries and sizes must prioritize and protect their workers’ health, safety and wellness. Even businesses that establish safe work environments and implement optimal safety measures may not be able to prevent all incidents. READ MORE >>
Tuesday, November 1, 2022Every business is different, meaning your insurance needs may not be the same as another business’ even in the same industry. Knowing what type of business insurance you need is just as important as knowing when you need to purchase it. READ MORE >>
Thursday, October 6, 2022Selling used cars can be a rewarding and profitable business, but (like most businesses) it is not without risk. Between maintaining an expensive inventory that is subject to the weather and the liabilities of conducting test drives with customers, it’s easy to see why insurance protection is so important. READ MORE >>
Tuesday, September 13, 2022Running a car dealership brings unique risks. Appropriate business insurance can help provide financial protection when unexpected events or accidents happen on and off your company's property. Contact Insurance Agencies, Inc. in Northfield, New Jersey, today to build a business insurance package tailored to your dealership's needs. READ MORE >>
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