Sunday, October 1, 2023What many homeowners do not realize is that flood coverage is not included in a standard home insurance policy. You will need to either add this coverage onto your policy or purchase separate flood insurance. You may think that you don’t need flood coverage if you don’t live near a body of water or in a flood zone. READ MORE >>
Friday, September 1, 2023Opening a restaurant is a huge undertaking. You’ll need a business plan, funds, staff, a physical location and more. One of the often-overlooked necessities, however, is restaurant insurance. Insurance requirements are generally determined by the state. READ MORE >>
Tuesday, August 8, 2023Over two-thirds of American homes are underinsured. Why? Many people think that reducing coverage is the best way to cut back on home insurance spending. But that could get you into big trouble if an incident occurs that is no longer covered under your policy. Rather, keep your valuable coverage and use these three tips to save: READ MORE >>
Wednesday, July 5, 2023It’s not easy running a car dealership. You have to make sales and move stock off the lot. You must provide a high degree of client service and security. You also need to protect your employees and the vehicles in your care. Protecting all you have built generally means getting insurance coverage. READ MORE >>
Friday, June 2, 2023Nearly half of all American households aren’t aware that a standard homeowners insurance policy will not cover flood-related damages. For protection from floodwaters, you must purchase additional coverage. But do you really need extra flood insurance? READ MORE >>
Monday, May 15, 2023Do you need flood insurance? That is a key question to ask when you purchase a home. Let's look at the reasons you might need flood insurance. High Risk Area: If you live in a high risk area, then you definitely should consider flood insurance. Whatever institution holds your mortgage will often require it. READ MORE >>
Tuesday, April 18, 2023Flood insurance covers damage to your home and the contents within your home due to the infiltration of water from an outside source. The National Flood Insurance Program (NFIP) definition of a flood is quite specific. A flood may be caused by rising tides, overflowing river banks or any sudden surge of water. READ MORE >>
Thursday, March 2, 2023In all 50 states, car dealerships are required to post an auto dealer bond — a type of commercial surety bond — in order to get fully licensed. Where insurance protects your business, bonds are designed to protect customers. Essentially, a bond acts as a contract between the dealership, customers and a surety company. READ MORE >>
Thursday, February 2, 2023There's nothing worse than coming home to find that your living space has been burglarized. While having homeowners insurance softens the blow, you would have been far better off had the incident never happened in the first place. Try these steps to prevent home burglary from happening to you. READ MORE >>
Friday, January 27, 2023Operating an auto dealership can be an exciting, lucrative and rewarding venture. However, your business must also manage many risks and exposures. Given the high value of your inventory, heavy foot traffic throughout your workplace and significant financial stakes invested by your customers, dealerships must have sufficient risk management and loss control practices in place. READ MORE >>
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